With the Supreme Court decision due this week on "ObamaCare" everyone has an opinion as to whether the law will stand, be modified, gutted or overturned. And because it's a presidential election year it's a hot button. My goal here is not to enter the argument, because nothing that I say will change anyone's mind one way or another. And I have no desire to do thst. You'll have your own opinion, just like I have mine.
I simply wish to relay a recent anecdotal personal experience which convinces me that provisions of the law are working for my family in a way that we could not have foreseen just a week ago. The story involves my son, a young man of 25 who, like many young people today, is gainfully, but under employed in a retail job while working toward his dream of becoming a recording/film industry sound engineer. That career involves specialized training that is very time consuming and expensive, but it's where he wants to be in his life in five years. Of course we support that goal and have done what we can as parents to see that he reaches his goal.
He's been laid off from time to time in this economic environment and we have had no problem with him moving back home as he saves for the education that he will need. Because of the new law we were able to extend our own healthcare coverage to include him to age 26, even through he is no longer a dependent. We never thought that he would need that insurance because he's healthy and young - until last week.
We noticed a swelling under his right temple about three weeks ago that became pronounced and appeared to involve his eye. We urged him to have this checked out at Urgent Care, which he did last Thursday night after work. He was hospitalized immediately because of high blood pressure, which he never knew he had, and the alarming appearance of this swelling. MRI and CT Scan imaging revealed a tumor which is very likely a sarcoma of some type under the temporalis muscle and involving his skull. To date we are awaiting a pathology report based upon a biopsy to determine the next steps, which obviously must involve surgical removal of the mass and follow-up treatments for the surgery and hypertension.
My point in relating this story is that my son was not under any healthcare coverage because he could not afford it - until "ObamaCare" enabled us to include him on our policy. That extension is valid until he turns 26 in October. The cost of this current hospitalization, and required surgery will be well over $100K by the time he is restored to full health. Since our state has changed its laws on public health care, he would have been either denied any medical services or placed into a debt situation that would have changed forever his career plans.
People can say what they want, but our family is grateful that the law allowed us to do what we could to help. People are often against things politically until it impacts them or their families positively or negatively. I am certainly not one who likes the ideas of mandates, more taxes, or government regulations, but some things are just too important to ignore and leave to the status quo. If you are in a position to write $100,000 health checks at a pop like some politicians are that's great. We are not in that tax bracket.
***Update***
So the Affordable Care Act is now the law of the land. Let the spin on both sides of the issue begin, and my are they spinning! After a time all of this becomes white noise to me because the talking heads have their talking points, few of which have anything to do with the real world and what affects me and my family.
What I know is that we have already benefited from provisions of ACA and at least for the next few months will continue to do so, until our son turns age 26 in October. Until then he is covered under our insurance and will have his medical situation handled under that policy. As a side-note he has been diagnosed with a form of Valley Fever; we are extremely relieved that this lesion is now considered an inflammation and not a tumor. Any damage caused by the inflammation will heal with the administration of the proper medication.
There are some six million young people, college students to young working adults, who are positively impacted by this provision. I won't argue the "tax" implications of this law because the politicians will do that. We will always be taxed in this country. That's the price of freedom. If taxes were levied fairly we wouldn't be having these arguments. And as far as big government is concerned we all complain about it - until we truly need big government.
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